North Carolina Injuries

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Search results for “pre-existing condition”

20 results

I feel awful making a Raleigh claim, but a "pre-existing jaw" excuse won't pay

An EMT in Raleigh borrowed a car, got hit with an airbag injury to the face, and now the insurer is trying to dump the whole claim on some supposed old jaw problem.

ARTICLE by Keith Barlow

I'm still dizzy after a Wilmington rear-end crash and the hospital lien may swallow my settlement

A seasonal farmworker with ongoing concussion symptoms after a rear-end wreck can end up seeing a hospital lien eat the case alive before the bills, missed work, and future treatment are even covered.

ARTICLE by Priya Rao

Winston-Salem wants you back at a desk your spine can't handle

A commute crash made an old back problem flare up, the insurer is acting like that means no claim, and the employer is dangling "light duty" that the treating doctor says is not safe.

ARTICLE by Jose Hernandez

How much is a Durham crash claim worth when silicosis muddies it?

If a crash in Durham made your breathing worse but you already had silicosis, the fight is going to be about proof, and the proof starts disappearing fast.

ARTICLE by Wayne Stiltner

A well-supported damages claim can rise or fall on future cost proof, and this document is often the roadmap for those numbers. A life care plan is a detailed, expert-based...

Is a Charlotte pothole crash claim worth it if my old back injury exploded?

The adjuster is about to ask, "What changed after this crash that wasn't already wrong with your back?" Your answer matters because North Carolina will pay for an aggravation...

Durham insurer says your kid's MRI means nothing - that's outrageous

A Durham parent is getting told to sit tight on brain surgery after a helmeted motorcycle crash because the insurer's doctor claims nothing is wrong.

ARTICLE by Danny Locklear

Six months later, that Asheville dog bite is still a coverage fight

A child bitten in the face at a friend's house does not turn into a workers' comp claim just because the parent was driving between HVAC jobs when it happened.

ARTICLE by Tammy Shuford

Hidden Injuries and Filing Deadlines After I-95 Crash

When a wreck looks minor at first but weeks later turns into a punctured lung, internal bleeding, or a brain injury nobody caught, the real fight is often over when you reasonably could have known how bad it was.

ARTICLE by Wayne Stiltner

impairment rating

A medical percentage that measures permanent loss of bodily function. "Medical" matters because the rating is usually assigned by a doctor after treatment has stabilized, often...

A busted jaw in Fayetteville can still be a comp claim

A Fayetteville plumber hurt by an airbag on the job can still have a North Carolina workers' comp claim even if the employer starts making immigration threats and the insurance company fights over treatment.

ARTICLE by Tammy Shuford

Should I take the first Wilmington settlement offer or wait if my old injury got worse?

The police report may say "minor crash" or list your condition as pre-existing, but that is not what decides value. What matters is whether the wreck aggravated your old...

disability rating

How disabled am I, at least on paper, and who decides that? A disability rating is a medical-legal measurement of how much an injury, illness, or lasting condition has reduced...

Recorded Statements After a Crash: Claim Damage Control

The fastest way to wreck a North Carolina injury claim after an older parent's crash is to hand the insurer a messy recorded statement before you know the medical picture.

ARTICLE by Melissa Troutman

home modification

Like adding a ramp to a front step after an ice storm makes a house usable again, changing a living space after an injury is about making daily life safer and possible. In...

permanent impairment

You may see this in a doctor's report, a workers' compensation letter, or a settlement discussion: an injury has left a "permanent impairment," often with a percentage...

pain management program

Like a dashboard in a car, a good recovery plan should show more than one warning light. Pain is real, but treating it usually takes more than pills alone. A pain management...

residual functional capacity

Miss this term, and a doctor, insurance adjuster, or disability decision-maker may end up deciding you can do more than your body actually allows. Residual functional capacity...

activities of daily living

Wondering what doctors, rehab staff, or insurance adjusters mean when they ask about "activities of daily living"? They mean the basic tasks a person needs to handle to get...

occupational therapy

The part that trips people up most is that "occupational" does not just mean work or job duties. It means the everyday activities that occupy a person's life - getting dressed,...